You can find CDs that found at most banks and stays stashed in the account.
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Learn how to build a CD ladder. Opening multiple CDs with different terms in a CD ladder lets you redeem CDs over time while taking advantage of competitive short- and long-term CD rates. The CDs we recommend must be available nationwide and these certificates typically pay three to five times as much as the national average�or even more. Credit unions can have membership requirements limited to residents of a certain state or organization, such as the military. These CDs have no minimum opening deposit and the bank offers competitive yields.
