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Open An IRA With TD AmeritradeBurns v. T.D. Bank, N.A. � Defendant moved to dismiss the consolidated amended class action complaint over defendant's alleged improper charging. The Amended Complaint alleges that Plaintiffs' APPSN transactions did not actually overdraw their accounts; that TD charged them overdraft fees. A settlement has been reached in a class action lawsuit pending in the United States District Court for the District of New Jersey titled Burns v. TD Bank.