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BMO Private Banking Investments Online Holdings Information (English)As a Platinum Banking client, enjoy unlimited banking features and exclusive benefits that go well beyond traditional personal banking. And, as a preferred BMO. As a preferred BMO Private Wealth client, receive a $50 reduction from either the $ monthly Platinum Banking plan fee or the $ monthly Platinum Banking. Exclusive to BMO Private Banking Clients. Platinum Principal Protected Notes. Bank of Montreal Platinum Principal Protected Deposit Notes, Series 3. (CAD).