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The BMO AIR MILES World Mastercard and the BMO CashBack. World Mastercard include insurance coverage � what's next? We want you to understand (and it is in. This coverage protects your mobile device purchased with your card against all risks of accidental loss, accidental damage, or mechanical breakdown for two. BMO has announced a number of changes to insurance coverage on many of its credit cards, which will take effect on July 6,