Does canada have fixed rate mortgages

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How Will Canada�s New Mortgage Rule Affect You?
Five-year fixed rate mortgages made up more than $ billion of that figure�which equals 44% of all mortgages in Canada. - Mortgage terms can either be fixed (interest rate doesn't change over the course of the term) or variable (rate changes as the prime rate changes). - The. The share of fixed rate loans among five-year and three-year mortgages rose to 68% in August compared with 32% a year ago.