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How to Transfer Money Internationally on Bank of Montreal - 2023If you want to transfer USD into or out of Paypal without paying high conversion fees, you need a US-domiciled bank account. After you get one. You need an actual US domiciled account to link to PayPal. Adding money from your bank account to your PayPal balance usually takes up to 5 business days (Saturday, Sunday, and Holidays aren't considered business days).
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