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It accounts for 30 percent of your FICO credit score. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate. This is a detailed look into your financial history, especially your borrowing history, so a lender can see your track record of repaying money you've previously borrowed. Check out our Credit Card Spender Type Tool to get personalized credit card recommendations based on your credit score, spending habits and daily needs.
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