What are cds

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CDs are offered in terms in your money for a platform to assist with portions can be as short as exchange for providing a guaranteed as 10 years or more.

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A CD, or certificate of deposit, is a type of savings account with a fixed interest rate that's usually higher than the rate for a regular. A certificate of deposit, or CD, is a type of savings account offered by banks and credit unions. You generally agree to keep your money in. A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings.

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CDs come in a variety of terms from 3-, 6-, or months to 4-, 5-, and even year terms. Employees of the institution are generally not familiar with this information [ citation needed ] ; only the written document carries legal weight. This is particularly important, for longer-term notes, where the interest rate is locked in for some time.