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How Do I Buy Work Equipment Without Debt?With terms from 3m to 6yrs, borrow from ?10, to ?2,, at rates tailored to your business from one of the UK's largest independent lenders and brokers. We approve more loan and lease applications than other lenders. A Cat equipment credit application is simple. Just complete three easy steps. We provide a variety of financing options tailored specifically to the construction industry. Commonly funded assets include: Excavators. Bulldozers.