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How to Deposit a Check on Bank of Montreal - 2023You can now view images of your cheques from within Online Banking 1 by going to Account Details and clicking on the cheque number. For approved checks deposited into savings and money market savings Accounts, all funds will be available two (2) Business Days after the day of deposit. Fund. You can deposit a cheque into your account from anywhere by taking a picture of it using an app on your smart phone or tablet.