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Online banks often have the the bank offers any special perks for opening an account.
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Checking \u0026 Savings Accounts Explained in 3 MinutesSavings accounts pay interest on balances. Checking accounts generally don't, and the ones that do tend to offer very low interest rates. Both types. Checking accounts, unlike savings accounts, are designed for everyday banking. � Savings accounts tend to have higher interest rates than checking accounts. Checking accounts are generally not meant for building savings and, as such, many don't earn any interest. Savings accounts almost always pay.
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