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The early 20th century also saw the bank acquire several financial institutions that helped increase its presence in Newfoundland, and areas west of Quebec, including the Ontario Bank in , the Bank of British North America in , and the Merchants Bank of Canada in External links [ edit ]. The interest rate is low compared to a high-yield savings account, but you get access to local branches and over 40, fee-free ATMs across the United States, and you can make mobile check deposits. Sports Business Journal.