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Roth IRA vs Traditional IRA: Which Is Better?The best CD rate right now is % APY available from Nuvision Credit Union for an 8-month CD term. All CDs and rates in our rankings were collected. IRA CDs ; 9 Months, %, % ; 12 Months, %, % ; 18 Months, %, % ; 24 Months, %, %. Citibank: %% APY (3 months-5 years), $ minimum deposit. Citibank is one of the largest banks in the U.S. It offers IRA CDs with terms ranging from.
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