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BMO Savings Builder Reviewinvestingbusinessweek.com � en-us � main � personal � bmo-platinum-credit-card. Balance Transfer APR 0% introductory APR, footnote 1, 1 on balance transfers for 15 months from date of first transfer when transfers are completed within Cash advances and balance transfers. %. This increased interest rate will take effect on the 1st day of the next statement period following the 2nd.